Report: 65% of cities and towns with a 'good' school are unaffordable to average American.

RealtyTrac took a look at zip codes and their median house prices, and then compared to see if a "good" school existed within that zip codes confines.

Of course, "good" is a vague term. RealtyTrac only required that the given zip code's school performed better than average on tests compared to the rest of their given state. In essence, if the bar is pretty low in your state, you stand a better chance at hopping over said bar.

Then they ranked the zip codes for affordability for home prices. The result? 65% of "good" schools fall into expensive neighborhoods.

California wins out for being least affordable, with a seemingly endless array of zip codes in the unaffordability range. Atherton, CA, 94027, in San Mateo county has the least affordable houses with a "good" school. You only need to pay roughly $6 million per house to live there. Buy two or three while you're at it!

The most affordable? Some place called Harvey, IL, which sounds cozy and quaint until you find out it apparently has high levels of crime. But it has a "good" school! The median price for a house there is only $21,000. Hell, dinner costs more at Applebee's.

So strap a bullet-proof vest onto little Johnny and realize he's at least going to get a "good" education. Dodging bullets will teach him some nimble, cat-like reflexes.